Product Governance, ESG & PRIIPs under MiFID II: Practical Course for CIFs (H1048)
A practical course on product governance, ESG and PRIIPs, focusing on real investor journeys and client outcomes.
✓ Target market and distribution alignment
✓ ESG preferences and greenwashing risk
✓ PRIIPs/KIDs and disclosures
✓ Governance, monitoring and audit readiness
A hands‑on course on how product governance, target market, suitability, ESG preferences and PRIIPs/KIDs work in practice inside a CIF. The programme focuses on investor journeys (including digital), questionnaires, disclosures and monitoring, with examples of past product‑governance and KID failures, so firms can align daily practice with MiFID II expectations, reduce greenwashing and incentive‑driven risks and improve client outcomes.
Table of Contents
- About the Course
- Who Should Attend
- Key Learning Objectives
- Course Curriculum
- Meet the Trainer
- FAQs – Frequently Asked Questions
- Other Upcoming Courses
- PRIIPs, KIDs & Product Governance Course Fees & Registration Details
- Registration Form
About the Course
Many CIFs have product‑governance and PRIIPs policies, but struggle to apply them consistently. Target markets may not match distribution, ESG preferences are collected but do not drive decisions, digital onboarding flows follow commercial rather than regulatory logic and KIDs or other disclosures can confuse rather than inform clients. Manufacturer information is often adopted without adaptation, legacy products are hard to align with new rules and remuneration structures can undermine good intentions. Supervisors now focus on sustainability integration, greenwashing, the retail investor journey and evidence of suitable outcomes.
This course is designed to close that gap. It takes MiFID II product‑governance and suitability rules, plus PRIIPs/KID disclosure obligations, and shows how to implement them in real CIF environments. It addresses target‑market application, use of manufacturer information, ESG preferences and greenwashing risk, investor journeys and digital channels, questionnaires, disclosures (including PRIIPs/KIDs) and governance/monitoring. Through case studies and practical exercises, participants build frameworks that are client‑centred, audit‑ready and aligned with current supervisory priorities.
Register via ERMIS platform using code 636153
*This training program is designed to support continuing professional development (CPD). Participants are encouraged to verify with their professional body or regulatory authority whether the training meets their individual or institutional CPD requirements.
Timetable
Who Should Attend
Compliance Officers and Regulatory/Compliance Managers in CIFs.
Investment advisers, portfolio managers and relationship managers.
Product‑governance, risk and business‑development teams.
Dealing / execution‑desk professionals.
Fintech, digital‑channel and platform teams working on onboarding and client journeys.
Internal audit and other control‑function staff.
Key Learning Objectives
After completing the programme, participants will be able to:
- Explain how MiFID II product‑governance and suitability requirements apply in CIFs, including the integration of ESG preferences.
- Describe the key features of the PRIIPs Regulation and the role of the KID within the overall investor‑information package.
- Identify current regulatory expectations and common supervisory findings on product governance, distribution, ESG/greenwashing and disclosure quality.
- Distinguish between the roles of manufacturers and distributors and understand how manufacturer product‑governance information should be used and adapted.
- Align target‑market definitions with actual distribution channels and sales practices, including execution‑only and advisory models.
- Use manufacturers’ product‑governance and target‑market information effectively and adapt it to their own client base, products and channels.
- Design investor journeys (including digital onboarding) that are operationally workable, MiFID‑compliant and able to address legacy / back‑book clients and products.
- Build clear, defensible suitability and ESG questionnaires and link scoring and answers to product selection and decisions.
- Structure disclosures, including PRIIPs/KIDs and MiFID costs‑and‑charges information, so they are consistent, understandable and supportive of informed decision‑making.
- Define monitoring and governance processes that detect sales outside target market, ESG mismatches and greenwashing indicators, inconsistent client outcomes and disclosure issues.
- Move from a “tick‑box” mindset to a substance‑over‑form approach in product‑governance and disclosure decisions.
- Strengthen accountability and challenge around product design, distribution, incentives and investor journeys.
- Focus on client outcomes and regulatory defensibility when designing, approving or reviewing products, KIDs and client communications.
Course Curriculum
- Practical MiFID II framework
- gaps between policy and practice
- manufacturer vs distributor roles
- target‑market basics
- examples of past product‑governance/PRIIPs failures.
- Positive/negative target market
- use/adaptation of manufacturer information
- misalignment with channels (including digital)
- sales outside target market
- case example.
- Suitability framework
- ESG preference integration
- sequencing
- ESG mismatch and greenwashing risks
- short case study.
- Onboarding and advice flows (including online)
- execution‑only vs advised journeys
- management of legacy/back‑book products and clients
- handling ineligible clients
- journey exercise.
- Questionnaire failures
- design of clear, defensible questions
- ESG question design
- scoring and decision logic
- practical exercise.
- Role of disclosures
- PRIIPs/KID overview
- common disclosure/KID issues
- links to enforcement cases
- layering and simplification
- disclosure‑improvement exercise.
Regulatory expectations
monitoring indicators
influence of incentives and conflicts
governance structures
using past cases
final case study.
Meet the Trainer
PRIIPs, KIDs & Product Governance Course Fees & Registration Details
FAQs – Frequently Asked Questions
This seminar offers a deep dive into PRIIPs, Key Information Documents (KIDs), and product governance under MiFID II. Participants will learn how to manage product lifecycles, assess suitability and appropriateness, and prepare KIDs that meet strict legal and regulatory requirements, with a focus on financial regulations and compliance and transparency.
The course is tailored for compliance officers, regulatory advisors, product managers, legal professionals, and investment advisors in financial institutions. It is ideal for those responsible for product design, distribution, and ensuring regulatory adherence to MiFID II and PRIIPs rules.
Participants will explore MiFID II Articles 16, 24, and 25 in depth, covering product governance responsibilities such as lifecycle management, target market identification, and client suitability assessments. The seminar includes practical strategies for aligning products with regulatory expectations.
As EU regulatory standards grow more complex, this seminar equips professionals with essential tools to remain compliant, mitigate regulatory risk, and enhance their firm’s governance framework. It combines legal understanding with practical applications in product governance and client disclosure.
The seminar provides detailed guidance on the legal requirements, content standards, and structure of KIDs under PRIIPs Regulation (EU) No 1286/2014. Attendees will learn how to draft and present KIDs that are compliant, client-friendly, and aligned with MiFID II disclosure obligations.
Other Upcoming Courses
ERMIS Registration Required for HRDA-Subsidised Seminars
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